Flood damage to Manhattan apartments may not be covered by insurance


Cars, homes and apartments in Manhattan have been damaged by the flood. 

Unfortunately for some, the damage won’t be covered by insurance. 

According to Josh Salmans with State Farm Insurance in Manhattan, those who live in apartments often aren’t covered, even if they have renters insurance. 

While some private insurers may offer flood insurance, apartment renters would have to get a FEMA-backed flood policy to be fully protected.

“Some of these apartments have habitually had this problem,” said Salmans. “It would be great if their management company would try to bring this up to the tenants as far as, it would be smart to look into flood insurance.”

Salmans says he recommends that people plan ahead and evaluate their insurance to better protect their homes and cars when disasters occur.

Flood Information resources: 

Kansas Insurance Commissioner: Call 1-800-432-2484 or go to www.ksinsurance.org

National Flood Insurance Program coverage under the Federal Emergency Management Administration: Toll-free number 1-800-427-4661

For more information, visit www.floodsmart.gov

Copyright 2021 Nexstar Media Inc. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.

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